Rolling With the Punches

As some of you may remember, I recently purchased a house. With that has come the awesome and terrible responsibility for taking care of everything that breaks. Oh boy. And, of course, everything breaks within the first 3 months. Right now my oven is not working. The stove top works, but not the oven. I have the part to fix it, and Trucker has done all of the research. We could easily fix it. Fear of accidentally blowing up the neighborhood has thus far kept us away from what should be a simple fix.

For now, I'm using my stove top, microwave, slow cooker, waffle iron and electric wok to make most of the meals we enjoy. There are some meals that we have always baked in the oven, and for those, we've had to get creative.

Baked potatoes are a great cheap meal. Mum gave me a little cloth pouch that you put the potatoes in, and microwave for 7-10 minutes. It steams the potatoes really well. While not as amazing as baked, it is still great. A bonus is that it uses little electric. We will continue to use this even after we get the oven fixed, as it seems a shame to fire up the oven to bake two potatoes.

Pizza is a favorite in this house. When the oven first crashed, we started ordering out. A lot. While we used coupons, and went with a local pizza joint that offered low prices, it added up quickly. We decided that that had to stop, but giving up pizza just wasn't an option. I have learned to make Stove Top Pizza. I make my usual crust, and roll it into a circle a bit smaller than my saute pan. I add a good amount of shortening, bacon fat, or veggie oil to the pan and heat over medium heat. I place the crust in the pan and cover it. I let the crust get nice and golden, then flip it. I quickly add sauce, toppings and lots of cheese and cover again. I let the other side of the crust get brown and the cheese to melt. It actually turns out pretty good. The crust is very sturdy and crisp. My only complaint is that the cheese doesn't brown, and has a different texture due to the steam, but it is not too big an issue. This summer, I'll still use this on those sweltering days when I'm craving a pizza, but can't stand the idea of turning on the stove. This will save us some gas, and will definitely keep the house cooler.

We hadn't had homemade cookies since before we moved, so tonight I was craving them. Again, I turned to my stove top. I made a regular cookie dough, rolls it into little balls and fried in a pan like pancakes. They taste great. They look weird. And I made the dough balls a little too big, so when the cookies were brown on both sides, the inside was still a little doughy. Next time I'll make smaller cookies and cook over lower heat to allow it time to cook through. However, I got my chocolate chip cookie fix and
used negligible energy.

When I was in high school, living with my parents, we had a crazy ice storm that left us without power for 2 weeks. My parents supplemented their furnace with a wood stove, and so I learned to cook on that. I made rice and veggie stir fry and always had a pot of water on the stove for added moisture and for tea. I also made my first cookie/pancakes during that time. While most families on our street were eating cold canned goods with white bread, we were eating fairly well.

When Trucker and I moved into an apartment once, the gas had been turned off. By the time the gas company came to turn it on, then found that there was a leak, then we fought with the landlord to fix it, then the gas company found another leak, and we fought to have that one fixed, we were without gas for 3 weeks during a very cold October. We refused to take frigid showers and get ourselves sick. We had an electric stove, so we got out our pots and heated water to a boil on the stove top. We would then carry the pots all the way upstairs to dump in the tub. We were able to take lukewarm baths. We also heated water on the stove to use in washing dishes.

It is never pleasant to have an appliance break, or to have an emergency take your utilities away. However, if you foster a bit of scrappiness, you can more easily weather these difficult times. You will get through the difficult time without spending all of your savings, racking up debt or being completely miserable. You can also learn new ways to do things that can be useful later. And you'll definitely have some fun stories to tell.

Making the Most of My $.20/lb Chicken

Last week I went on one of my late night grocery trips. I go to my 24 hr grocery store at 3:00-4:30 AM because that's when all of the best mark downs happen (as the night crew restocks shelves, and marks down the items nearing the sell-by date or that have damaged packaging) and I can walk out with almost free food. I was armed with a sales ad and lots of coupons. One of the coupons that I had was a Catalina coupon from a previous trip. It was good for $2 off any meat or seafood purchase. It didn't have any restrictions on how much I had to spend to use the coupon.

After I finished most of the grocery shopping, I stopped by the meat department to look for some great bargains. I lucked out! There had been a lot of markdowns that night in the poultry department. I found a 4+ lb package of chicken quarters for $2.89. I used my $2 off coupon and got it for $.89, or around $.20 a pound.

That night I cooked up all of the chicken on the stove top. Once it was cooked through, I cut it into bite sized pieces. Over the next few days, this was used to make stir fry twice (for two) and once for wraps with lettuce, tomato and cheese (for two).

After that, I was left with the bones and skins. I put it all in a pot along with the onion skins and carrot peels left over from the stir fry, and covered with water. I covered and simmered for 3 hours. I strained the resulting broth and poured it into re-used plastic containers.  I got around 1 1/2 quarts of broth. I put the broth into the freezer for later use in soup making. I picked through the bones and was able to salvage around a cup of meat. This meat was just bits and pieces, but that's perfect for soup. I put that in the freezer also. I will be able to use the broth and chicken, along with carrots, onions, celery and pasta, to make 4 servings of chicken noodle soup.

So for $.89, I got enough chicken to make 10 meals (5 meals for two), for a cost per serving of $.09. To keep my meat costs low, I first look for a great deal when purchasing the meat. Then I chose meals that use meat as simply an ingredient, rather than the main course. Meals such as stir-fry, soup, casseroles, omelets, wraps, and tacos can use meat for flavor but not as the main ingredient. Then I make sure that I don't waste anything.


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Not Buying It

I don’t shop on Black Friday (and definitely not on Gray Thursday). I like to save money, and I love to find a good deal, so why wouldn’t I love Black Friday?

Most of my purchasing is for things that I need, but I also do allow myself some things that are just wants. However, I do not buy things that I don’t really want. Black Friday and related days are about buying stuff that I’m supposed to want.

Most people buy things that they think they want, things they are told they need: fancy cell phones, flat screen TVs, and high-power blenders; 50 pairs of jeans, 100’s of T-shirts and even more shoes; New luggage, new computers, and new gaming systems; DVDs, name-brand sneakers and toaster ovens.

Do these things really make anyone happy? Has anyone ever gotten a high out of using their new blender? Do you watch all of your new movies and conclude that your life is awesome? Do you jump higher when wearing your new basketball shoes? Does your new cell phone really make you more connected? Do your family members enjoy those Christmas gifts so much that they are glad you skipped Thanksgiving dinner so you could go buy them?

Black Friday is a scam. Just like television commercials and programs that show us all of the wonderful, shiny, delightful things we just must have, Black Friday is about making us think that our lives will get better if we buy this stuff. Our food will taste better when prepared with power blenders and fancy coffee makers. Our friendships will be richer once we have an iPhone to chat with others. Our sex will be better if we wear the right underwear. We’ll finally feel rested if we cover our bed with the right high-thread count sheets.

Full-color sales ads are delivered to every house shouting out ridiculously low prices on great things. There are extremely low stocks of the “good stuff” for which people will wait in line for 12 hours, but that doesn’t stop the hunger for more goods. People trample each other, vying for the best position to get the newest gadgets. Fights break out. People die. Somehow we turn into more primitive versions of ourselves.

And at the end of the day, our cars are packed full of all these attempts at happiness. We drive home, unload the car and spend the evening alone in our house. Our only companions are silent; somehow they don’t seem quite as dazzling now as they did mere hours ago in the store. But never worry, soon the credit card bills will come in. The phone will ring off the hook as the collectors come calling.

Happiness is Recreating Memories

Tonight Trucker and I recreated a date night we had over 5 years ago when we had just moved into our first apartment together. We were hard up financially. I'd just moved from two states away and didn't have a job lined up yet. We had spent what little money we had stocking up the pantry with some of the basics, filling in the gaps with cleaning supplies and buying a new bed. So even though we were young and crazy in love, we didn't have any money for fancy date nights.

One of our early evenings in that first little apartment, I was craving smores. We didn't have a yard, let alone permission from the landlord to start a fire on his property. So we grabbed marshmallows, graham crackers, chocolate and chop sticks. We roasted our marshmallows over the flame on the gas range and giggled and talked while we ate our delicious snacks.

Now we're living in our first house together. And while our income is a little higher, we're spending every little bit of extra money painting the bathroom, putting up shelves in the laundry room and all the hundreds of little things that need done. And so tonight, we grabbed our marshmallows (on sale for $.79), graham crackers (generic brand $2), chocolate ($1) and chopsticks and made our smores over the gas range and talked about how far we've come.

Romance doesn't have to be costly. Sometimes the very best date nights are the ones where you spend nothing but time together.

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A Cheaper Cup O Joe

I love coffee. I especially love to go out for coffee. While at home there are many distractions, namely lots of renovations in the new house and an overly affectionate cat that wants to play fetch, at a coffee house, there are comfy seats, relaxing music and not a care in the world. I could spend every evening sitting in a coffeehouse. However, it is hard to justify when the cost of a latte is $4 plus tip. Here are some ways that I save money so I can go out more often:

* Drink regular coffee instead of espresso-based drinks to save a buck or two on purchase prices. Remember that frozen blended drinks are almost entirely half and half. Hopefully the caloric horror will be enough to convince you to order the regular joe.
* Find a coffee house that offers free refills on regular coffee or iced tea. This is especially great for entire afternoons spent relaxing with a novel. Chains that usually offer free refills: Caribou, Panera, McDonalds, Einstein Bros Bagels. Locally owned coffee shops usually offer free refills or a discounted price on refills.
* Bring a travel mug for discounts at many coffee houses. Discounts can be 10% off the bill, or $.50 off each drink. I have a coffee mug for hot drinks and a reusable cold-drink cup for those days when I just need an iced coffee.
* Take advantage of customer loyalty programs. Whether its buy 10 get one free or a percentage off when you use a mug with their name on it, you should sign up for the programs at any coffee houses you go to.
* Look for coupons in the paper. Once, I found a buy-one-get-one-free coupon for a chain coffee house near my house. I raided the recycling bin for several more coupons and got cheap coffee dates with Trucker for the next month.
* Ask about any special promotions. Panera currently has a promotion where you buy a travel mug for $10 and get free coffee refills until November 11. Trucker and I each bought one and they paid for themselves after 5 uses. We'll save around $40 each over the course of the promotion and still have use of the mug.
* On Earth Day, Starbucks often gives free coffee if you bring in your own travel mug.
* Check Groupon for specials. When a new coffee house opened in my area, I paid $15 for a punch card good for 10 drinks.
* Check the Entertainment Book (entertainment.com). My book has coupons for several coffee houses, and many more I can print from the website. I save enough on coffee to cover the cost of the book. Any other coupons I use are just extra.
* Go to a local coffee house on a night when they have live music or poetry readings. I discovered one of my favorite musicians at one such event.

Happy living!

Non-Shopping for the Recovering Consumer

I used to be a consumer. I liked to buy stuff. Good stuff. Stuff that made me happy. A lot of it. Especially books. My favorite thrift store used to sell books for $.10 apiece, and I would stop in every payday to spend a few dollars. Eventually, I realized that I had to get my spending under control, or be buried under a mountain of books.

When I go to a used bookstore just to browse (or while waiting for them to make an offer on my old books), I practice non-consumption. When I find a book that sounds interesting, I resist the urge to buy it. Instead, I take a photo of it with my bottom-of-the-line camera phone. Later I visit my library's website and put a hold on that book. I get to enjoy reading it and usually find that, while I enjoyed it, I don't need to own it. I get the pleasure of reading the book without paying a penny.

Sometimes I find the book so amazing that I know I'm going to come back to it again and again. In that case, it goes onto my wishlist on Paperbackswap. If after six month or so, I haven't received it from a fellow swapper, and it still sounds just as amazing as it did before, I might check out Amazon's Marketplace to buy it from an individual seller. Otherwise, I keep waiting for it to either become available at a good price, or I may find that I lose interest in owning it. However it works out, I always save money over just buying whatever books sound interesting as I shop.

I do the same thing with movies. I have a "Films to Watch" file on my computer. Whenever I see a trailer that looks good or hear of a new movie, I add it to the list. I then request these titles from the library. Some aren't available, but most are (I love my library). If I watch a library movie and find that it rocks my world, it goes on my Amazon wishlist or perhaps my birthday wishlist. I do the same thing for CDs.

Sometimes it's not a book or a movie that I want to try out, but an appliance or gadget. I will post a request on Freecycle and watch for listings from others. Sometimes I get items for free to try out. If Freecycle doesn't provide, I will start to keep an eye out at non-traditional outlets such as yard sales and thrift stores. Since I don't know how I'll take to the item, I don't want to spend big bucks purchasing it new.

If you are a recovering consumer, it can be hard to stop shopping cold turkey. Practicing non-shopping can not only keep you from making a purchase, but get you to think about why you want something, or even if you do.



For further reading, check out Penny Pinching Party, Frugal Tuesday. www.None.com

Leftovers Pizza

I make pizza a couple times a week, but it never gets old. I don't stick to a basic tomato-sauce-pepperoni-and-mozzarella combo, although that's nice sometimes. I find that homemade pizza is a great way to use up leftovers.

I access my leftovers and any perishable items that I need to use up soon. I have come up with many different pizzas, most of them pretty good. Here are a few of my favorites.

* BBQ-Mix BBQ sauce and ranch dressing for sauce. Top with leftover shredded chicken/pork, diced peppers, onion, tomato and cheddar cheese. After baking, top with lettuce and BBQ sauce.

* Taco-Use taco sauce or salsa in place of tomato sauce. Add leftover taco meat of any type (ground beef, steak, chicken or even TVP), onion, black olives, peppers. Top with cheddar, queso blanco or a taco blend of cheese. After baking, serve with lettuce, tomato and a dollop of salsa, guacamole, or sour cream.

* Breakfast-Eggs, bacon, sausage, peppers and other breakfast goodies make an amazing pizza. Visit eHow for the instructions.

* Veggie-This is a great meal to have when your garden is going nuts. Most veggies are excellent on pizza. My favorites are spinach or dandelion, olives, peppers, broccoli, garlic, onions, mushrooms, green onions, basil and tomato. 

* White- Use alfredo sauce, shredded leftover chicken, caramelized onions, minced garlic and mozzarella. Oh my.

* Greek-leftover gyro meat (is there ever really any?), tomato, kalamata olives, pepperoncini, spinach and feta.

* Cheeseburger -  If you'd like you can press sesame seeds into the pizza dough. Make a sauce of ketchup, mustard and relish. Add leftover ground meat, onions, peppers, and diced pickles. Top with cheddar or a mix of cheddar and mozzarella. After baking, top with lettuce and tomato.

* Bacon Cheeseburger -  Same as above, but add crumbled leftover bacon.

What are your favorite homemade pizzas?

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