Monday, February 23, 2015

Splitting Seed Orders

We grew 7 varieties of beans, including
Scarlet Runner beans (the pretty ones)
This mix of fresh snap beans is Scarlet
Runner, Dragon's Tongue, Dean's
Purple Podded pole, Yellow Wax and
Kentucky Wonder.
If you want to try lots of different vegetables or varieties, but don't have a lot of space (or money) for all those seeds, find a gardening friend/family member who will split an order with you. My dad, sister and I all make our lists of what we want to grow and any specifications (I have to select carrots that grow well in clay soil, and my dad will only grow Silver Queen sweet corn). I read through seed catalogs and make selections. Then I call each of them and get their okay on the variety selections. For things we only need a few seeds each (say for squash or tomato varieties), we order the smallest packs possible. For others, we may each want lots of seeds (like for beans or lettuce) and we order a larger pack, but save money over each buying a smaller pack. We save money on shipping since we split the cost 3 ways.

This "thinnings" salad has a variety of
greens, two types of carrots, and two
kinds of radish.
We were each able to grow a variety of tomatoes which made
salads incredible!
When the seeds arrive, I split them up according to what we discussed beforehand. I have a surplus of tiny bags leftover from other year's seed orders, and either reuse those or make simple envelopes out of junk mail. I keep the order form nearby as I package seeds and write down the cost for seeds for each person. For example, my dad grows lots of spinach, but I only grow a little, so I take 1/4 of the seeds and give him 3/4. I write down a quarter of the price of the total packet in my column and three quarters the price in his column. I don't grow any corn. My sister grows all of the popcorn and she and my dad grow the sweet corn. At the end, I divide the shipping cost and add it. They each reimburse me for their portion of the seeds when I give them their seeds.

I love these purple carrots for adding variety and color, but
I also love the taste of Red Cored Chantennay carrots and
Little Finger carrots actually give me the best yield per square
foot in my soil.
If I had to buy seeds on my own, I'd only grow one type of carrot because I don't have enough space to grow more than one packet of carrot seeds. By splitting it, I can grow a few varieties. I get to grow lots of varieties and try new things that I otherwise wouldn't be able to justify. Also, even with growing a few dozen varieties, my seed cost is usually under $30.


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This Week...Beyond Money 2/16 - 2/22

For me, a life beyond money is making choices so that you can live the best possible life, regardless of your income level. Obviously, you have to make a living, but there are many ways to improve your quality of life without increasing your income levels and correspondingly your expenses. This regular post will be some of the ways that we improve our quality of life beyond just trying to make more money.

Gardening:
* Harvested 1/2 cup of greens from the indoor garden.
* Had two onions that sprouted in the pantry. I used the good part of the bulb and put the sprouts with the other green onions to keep growing. I also used two green onions (I bought two bunches at $.25/each since my previous window growings had started to pucker out) and put the bottoms in the water as well. I harvested a small amount of green onions this week. Soon I'll have a lot to harvest.
The light green onion in the back is one that
has been harvested several times and is pretty
much ready for the compost bin. I added
more green onion stumps this week.

Cooking/Groceries:
* I made a big batch of chicken tortilla soup. I used: 2 quarts of homemade chicken stock, 1 can Rotel tomatoes (sale+coupon=$.25/can), 1 can corn (we didn't get a chance to freeze any corn this past year), 1 container of frozen, pre-cooked beans, a container of frozen shredded chicken (from the roast chicken a couple weeks ago), half a jar of roasted peppers, some salsa and some diced onion. I wish I'd had some cilantro growing inside for this. I topped it with crumbled tortilla chips (from the bottom of the bag) and served with a quesadilla (sale-priced, store-brand cheddar with clearance-priced tortillas).
* I found some early-day manager's specials on meat.I found a 6-pack of pork chops for $5 (a little over a pound; $4.50 after my discount) and a pound of ground pork for $2 ($1.80 after my discount). I also found "salad seasoning" blend for $.25/container (usually $2.50). I bought four of them. Usually I only buy individual seasonings and mix them myself, but this was cheaper per ounce than any of the ingredients by themselves.
* I made one of our favorite country comfort meals: pan-friend pork chops. I used three of the pork chops (I cooked them all and will use the leftovers in other meals this week) pressed in bread crumbs and fried in bacon fat. I made a pan gravy using the leftover bread crumbs and a bit of skim milk (to make it richer I added some powdered milk. Mom's friend is on a weight loss program and they give her powdered milk that she doesn't use, so mom gets it and gave some to me). I made Colcannon with four potatoes, several leaves of kale, and two green onions (there are lots of leftovers). I rehydrated green beans and broccoli. I served with a thick slices of bread from our Amish country trip (this bread was marked down to $2 for a large loaf). Delicious meal. The leftover veggies will go in another meal this week.
* I made slow cooker lasagna. It's one of Trucker's favorite meals of mine. I browned the ground pork, then caramelized an onion and two heads of garlic in the remaining pork fat. I layered the ground pork, caramelized onion/garlic mix, arugula/cress/parsley from the indoor garden, cottage cheese (cheaper than ricotta) and uncooked lasagna noodles, pouring jarred tomato sauce over each layer. Cook on low for 4-6 hours. Delicious! I served with some more Amish bread.

Fun:
* Our work schedule has been pretty brutal lately, and we rarely get days off together. This week we got two whole days off together so we decided to make the most of it. We took a two-day trip out of town, back to the inn in Amish country where we stayed on our honeymoon. We planned it well. Because this four-star place was a bit more off the beaten track it was cheaper than staying in a three-star hotel in the city. We got a basic room instead of a deluxe room and got a discount since it was the off season. We ate at the restaurant the first day. Trucker had fried chicken, broccoli and steak fries. I had the roast beef and mashed potatoes plate with an epic salad bar. It cost $25 which is reasonable for the quality and we were so full from our late lunch that dinner was unnecessary. There was a mixup with our room and the front desk brought us a bottle of sparkling grape juice (the inn is alcohol-free). It was a small thing, but cute...and delicious! We swam at the pool and enjoyed the hot tub. The breakfast area had free coffee and hot tea. We went there to write and talk for a couple hours (we love our frequent coffee dates). We never turned on the television while we were there. There was a free breakfast in the morning that is better than any hotel breakfast I've had. We enjoyed waffles, doughnuts from the bakery on site, sausage and gravy from the restaurant, hard boiled eggs, and juice. We visited lots of thrift stores and antique stores while we were there and found lots of fun things. We stopped at a bakery for a loaf of delicious bread; it was marked down to $2. Trucker insisted that I needed cheese and we got a small hunk of smoked cheddar (cheese is my favorite indulgence, but I rarely let myself get some; the $4 I spent was better than any souvenir). It was a really fun trip and was a cheap way to get away.
* Enjoyed free entertainment via the library (books on tape, books, and video).
* We had a free pizza from a chain. We only order pizza when they have a really good promotion. Awhile back they'd had a promotion to buy a pizza and get a free one later. This was enjoyed on a night when we only had a few hours together and didn't want to spend time cooking.

Nature:
* Does shoveling count?

Frugality:
* Before our trip, I used our fuel points from the grocery store to fill up the gas tank. That saved me $5 and was 2/3 of the gas we used for the entire trip. When we filled up the other vehicle, we used the $.03 discount for a savings of about $1. Not huge, but something.
* Generally, a lot of our frugality is about what we don't have: cable, fancy phones, new clothes, new cars, many restaurant meals (We like to eat out sometimes, but keep it infrequent and look for bargains as possible), gadgets, designer coffee that isn't free (we do get some from his job), meals purchased for work lunches (we pack our own), or wild nights partying. Our mortgage payment is very reasonable because we bought less house than we could afford. We turn our heat down  and bundle up. It even comes down to some weird random stuff. We have a cat, but are waiting to get a dog until we get the country property (so it can help with security for us and livestock) and are producing our own meat so that we can supplement its diet with scraps from our food (dogs are expensive to feed, so until it is possible to reduce this cost while getting more benefit from having a dog besides the pleasure of having one, we're waiting). It's not as fun to mention these things, but it adds up a lot.
* I bought a pack of four pretty clothespins for $.25. I'm always on the lookout for sturdy clothespins and I'm trying to get away from plastic, so I was happy. I also found a sheet set for $7.50. Whenever I buy new sheets, I'm nervous that they'll pill after the first wash. With these being used, I know they'll hold up okay for awhile longer. And yes, I washed in hot water before we used them. :)

 Waste Reduction:
* My dry bread container had gotten pretty full, so I processed them all into crumbs. They filled two pint jars. I'll use that for pan frying meat and veggies, topping casseroles, bulking up stuffed pepper filling and topping baked goods.
* I used a mix of bread crumbs and crumbled baked goods (leftovers from Trucker's job) as the topping for an apple crisp.
* Composted lots of weird stuff.
* Turned trash into cat toys. That makes it sound a lot fancier than it is. Our cat likes to play fetch with paper or tin foil balls. She, like all cats, loves cardboard boxes, especially when we modify them by cutting a hole from the top to jump into or adding a tent made out of an old blanket. She's a cheap friend. We don't have to buy her toys often because she's never gotten tired of playing with our trash.

Work:
* Trucker brought home a goodies bag: 4 bagels, 3 scones. I'll likely end up cutting up a couple of the bagels for stuffing mix/bread crumbs.
* One day Trucker brought home the coupon books from the newspaper. While we don't use coupons as often as we used to, we do still use some and this is a great way to have lots of coupons to stock up on a great score.
* I started working third shift. This is only supposed to be for two weeks so I can be trained in how to do the overnight jobs, but is not supposed to be my regular shift after this (being trained in every position in my department will earn me a $3/hr raise).
* Packed our lunches for work and drank free coffee from our jobs.
* While we were thrifting in Amish country, I found a pair of like new slip resistant shoes for work. I've been in desperate need as my current pair had several holes and the bottoms were falling off (I hate buying new slip resistant shoes. They cost $40 and often start falling apart within a couple weeks). These were $2 since they were "tennis shoes".

Preparedness:
* Early in the week we put money into savings. This came in handy.

Future:
* Continue to research and build inventory.
* Both of us have been writing a lot.
* I'm considering a big life change that may allow me to put more time and effort into building a home-based business. I will update when I make my decision.

Bubbly, happy water kefir. I use egg shells as a
supplement for the kefir grains. It looks gross,
but they love it!
Health:
* I bought a second-hand scale. I haven't had a scale for years. I plateaued on my weight loss and want to lose another ten pounds (I've lost 30 pounds and maintained it since this time last year). I'm finally in the "healthy" weight range for my height. I have found that being 5-10 lbs lighter than I am now is my sweet spot (until 4 years ago, I'd maintained that weight for 6 years). Any heavier and I feel sluggish and unattractive, any lower and I have trouble stopping. I've been eating (and especially drinking) healthier and training my sweet tooth to feel satisfied on more natural, healthy sweets (Mulberries, water kefir, a piece of dark chocolate, etc). I've been exercising a lot more. I run when the weather is nice (I don't enjoy running outside in winter, so this will remain a warm weather activity), walk when the weather is tolerable, and do jumping jacks and lift hand weights indoors when it's bone-crushing cold outside. I drink more water. A year later, I don't feel like I spend that much time exercising (I pretty much feel that I don't do it enough, although I do much more than before), or feel that I give up any foods that I want to eat. I think making very small changes and then maintaining them until it's normal has been the key to not feeling deprived.

Community:
* One day I knew Trucker was going to have a rough day at work, so I stopped by with a doughnut from the grocery. I was already at the grocery store to get a few things, and it only cost $.65. His job was on the way home, so it cost nothing in gas.

Setbacks: Sometimes life is frustrating. Sometimes we mess up. Sometimes bad things happen that are outside our control. I decided to include this section to show that is possible, and important, to live frugally even when life gets in the way. Being prepared and living frugally doesn't fix everything, but sometimes it helps!
* On the way to a friend's birthday party, our tire went flat. Unfortunately, when we'd had the tires realigned, they'd put the lug nuts on so tight we couldn't get them off. We had to wait for 2 hours for the insurance to send someone over to put the spare on. When he got there, he said that the spare was too rusted to be safe, but he couldn't fit the flat, so he put it on. He said not to drive it except straight to get the tire fixed. By this time, all of the tire shops nearby had closed (the last one had closed four minutes before). I had to miss my friend's birthday party which was really frustrating. We made an appointment online. The next morning I went in and found out that we'd selected the wrong sized tires and the correct size would be $30 more. The sales guy said he noticed that our spare was really rusted and said that one of our tires was still pretty good. He offered me a deal on a very basic wheel to put that tire on as our spare. It was $15 off, so it cost $45 and the labor was included. We'd planned to have my uncle pick us up a spare the next time he was at the junk yard. However, this cost us about the same amount (less if we gave him something for his trouble) and we have a full-sized spare that will be safer to drive if it takes us a few days to have time to get a flat fixed/replaced next time, and it spares us the hassle of getting a new spare. We got our four tires at a place that we've used before. They have a 40k mile warranty where they will fix or replace a damaged tire and offers lifetime free rotations and inflations. When we bought tires for our last car, we got a screw in it a week later. They replaced it with no issues. So while this was a bit frustrating, we'd had money in savings for it, so it doesn't hurt us financially. We also had done our research a while back to find the best place to get new tires in our area, so we knew right where to go. Life is frustrating sometimes, but planning ahead definitely helped us this time.

How was your week?

Monday, February 16, 2015

This Week...Beyond Money 2/09 - 2/15

For me, a life beyond money is making choices so that you can live the best possible life, regardless of your income level. Obviously, you have to make a living, but there are many ways to improve your quality of life without increasing your income levels and correspondingly your expenses. This regular post will be some of the ways that we improve our quality of life beyond just trying to make more money.
Gardening:
* Harvested 1/2 c of greens from the indoor garden.
* I forgot to water the indoor garden for three days. Three of the planters bounced back okay, but I lost the mustard greens. Oops. I did get a few harvests of microgreens from the container, so it wasn't a total loss, although I'm disappointed. However, since the indoor garden just uses up seeds leftover from that season, it didn't cost me anything.

Cooking/Groceries:
* I used my holiday gift card ($25) to buy groceries this week. It didn't quite cover everything, but was a big help. Breakfast sausage was on manager's special for $1 (marked down from $4.59) so I bought 16 (15 went into the freezer). Toilet paper was on sale for $.50 and my discount brought it down to $.45 (I bought 10, for the stockpile). Got breakfast cereal on sale for $2/box and had a coupon for $1 off (5 boxes for $9). We don't eat breakfast cereal a lot, but Trucker does like it as an occasional breakfast or snack so I like to keep it on hand.
* Grilled out one afternoon since it was warm. We grilled hot dogs (on sale $.69/package), eggplant (manager's special, $.50) and  the last two potatoes in the bag.I also grilled a banana and made grilled banana splits with a scoop of ice cream, a drizzle of goat's milk caramel sauce and a dusting of cinnamon. My favorite dessert ever.

Fun:
* We took a day trip to a nearby town. We hit some thrift stores. We also went to a National Park and explored a bit. It was a little too cold to walk for long, but we watched a half hour documentary and explored the on-site museum. It was a blast.
* Had a couple of cheap coffee dates. As always, we used our travel mugs to get a discount and enjoyed free wi-fi and refills. Super cheap date and we love it.
* One day we worked opposite shifts and only had a short time between when I got off and when Trucker had to start work. We met at a coffee shop really close to his job (his job is halfway between my job and home) and got to talk for 45 minutes. If I had driven home, he would have had to leave earlier and we would only have gotten 15-20 minutes together. Our job schedules have been pretty brutal lately, but instead of focusing on the stress of the situation, we're working on enjoying whatever time we get. We make the most use of the time apart and all those hours of missing each other makes it great when we get a whole day together.
* For our Valentine's Day, we made it simple. We only had two hours between when Trucker got home and when he had to go to sleep to open the next day. He brought home a pizza after work. I had the wine and candles waiting. He had bought me a set of four upcycled vases he'd bought from a local crafter (I'll update this post later with a photo). I'd bought him a bottle of nice beer ($4), a small package of chocolate-covered chocolate chip cookies ($1.80 after my employee discount) and a bouquet of flowers ($4.50 after my discount). I've always been a bit cynical about Valentine's Day, but I don't know if it's my age, the fact that I'm getting close to a decade of marriage or if I was just feeling sappy this year, but I really wanted it to be romantic and great and it was.

Nature:
* Walked around Hopewell National Park. It was fascinating and beautiful, although very cold.
* Went for a walk on a warmer day to enjoy the fresh air and sunlight.

Frugality:
* It was warm enough to turn off the furnace for two days.
* Our furnace had started acting up and would not kick off unless we manually turned it off. Trucker did some research and thought it was just the thermostat. He ordered the part online and replaced it one afternoon. No more issues and we didn't have to call in a handy man. So thankful for an incredible guy who is willing to learn new things to take care of us.
* I bought a scarf at a thrift store. It was $1 regularly, but was a 75% off tag, so it was $.25.

Waste Reduction:
* Ate leftovers throughout the week.
* Made stock out of leftover chicken bones.
* Composted lots of "stuff".

Work:
* I picked up an extra shift to get some overtime. We're short staffed and the holiday is this weekend, so I figured I would...just this once.
* There were random samples in the break room that covered my (super light) lunch on three days.
* Trucker's boss accidentally broke open a package of $23/lb coffee and couldn't sell it. Trucker got to bring it home so we got about a pound (We wouldn't have paid $23/lb, but it did save us $5-6).
* Trucker closed one night and brought home a box of goodies: 2 scones and a muffin.

Preparedness:
* Added 10 packs of toilet paper to the stockpile.
* Added some over-the-counter medications to the stockpile. We don't use a lot of medication, but I thought it was important to have a few medications on hand just in case: anti-diarrhea meds, allergy medication, Primotene tablets (Trucker has asthma, and while these don't work well, I think it's important to have them in case his inhaler ran out and we couldn't get more), ibuprofen. I got store brand of everything except the Primotene and got my employee discount, lowering the price a further 10%.

Future:
* Our antique store was approved on an existing website, so we'll start listing and see what happens. Very exciting. We also purchased some more inventory and did a whole lot of research. When we go to antique stores, we aren't buying much, but we are checking out marks, styles and prices. Even if this doesn't become a full-time job, we're having a blast!

Health:
* Went for a couple walks on nicer days. Once we went for a walk through the neighborhood and once at a National park.
* Drank lots of water.
* Steve got food poisoning (not from food I made, FYI). He slept for most of the day and drank lots of water and gatorade. He was feeling better (although not 100%) the next day. I also gave him a small glass of water kefir. I didn't want to give him too much and cause problems (he hadn't had any for a week), but thought the probiotics might help.

Community:
* We bought a couple of thrift-shopped gag gifts for a couple of our friends. This couple has similar sense of humor and so we all delight in finding weird stuff for each other.


Feel free to leave a comment about your week!

Tuesday, February 10, 2015

This Week...Beyond Money 2/2 - 2/8

For me, a life beyond money is making choices so that you can live the best possible life, regardless of your income level. Obviously, you have to make a living, but there are many ways to improve your quality of life without increasing your income levels and correspondingly your expenses. This regular post will be some of the ways that we improve our quality of life beyond just trying to make more money.

Gardening:
* Harvested 1 c of greens from the indoor garden. It's really growing strong now.
* Harvested green onions twice from the window garden (regrown from onions that sprouted in the pantry).

Cooking/Groceries:
* Made vegetarian stir fry one night: half an eggplant, a rib of celery ($.69/package at Aldi), half an onion (leftover from another meal), a small head of garlic (from the garden), green beans ($.99/8 lbs on manager's special), sliced carrots ($.50/lb). I served over rice that was cooked in chicken stock from the freezer (one container had a little bit of shredded chicken in it). We also had egg drop soup made with homemade pork stock, an egg and green onions from the indoor garden.
* Roasted chicken for dinner one evening and had leftovers a couple night later. Served with sides of roasted veggies, steamed green beans and/or mashed potatoes. The rest of the meat was pulled off the bone and saved to use later. The bones will go into stock.
* Had venison tacos twice this week. First, I browned the venison, then served up with greens and green onions from the indoor garden, salsa, the last of a container of sour cream, and black olives. The next time, I had just a little salsa left in the jar so I poured it in the skillet, swished some water in the jar and poured that in too. I crumbled up two handfuls of dehydrated tomatoes and a small handful of dehydrated Hungarian Wax peppers and heated it up. The veggies rehydrated in the thinned salsa, so it was perfectly thickened. Then I added the leftover venison and some leftover rice from stir-fry night and cooked until it was all heated. I served it with greens and green onions from the garden, diced onion, the last of a container of a sour-cream based dip (since we were out of sour cream; it was purchased on manager's special for $.50).
* For breakfast, I had either clearance-priced yogurt, banana yogurt smoothies or toast and jam.

Fun:
* Coffee date at our regular spot. We brought our travel mugs and saved $.60. This place has free wi-fi and free refills on black coffee, so it's pretty frugal to hang out for awhile.
* Went to an estate sale in a really wealthy area. Didn't buy much but had fun browsing the antiques.

Nature:
* There were a couple of warmer days. I got outside for exercise and gardening a few times.

Frugality:
* We got our hair cut. I'm growing mine out (I get bored easily with my hair and go from waist-length to pixie and back again), so I only get it cut every few months. We had coupons for $6.99 haircuts, so we used those. We kept our receipts since there was a coupon for $2 off for next time.
* Trucker had given me a bracelet a few months ago that I loved. Unfortunately, it came apart while I was wearing it one day (two of the thin leather cords pulled out of the clasp), so it was relegated to the bottom drawer of my jewelry box. One day this week I got out a pair of tweezers and was able to get everything fixed. I get my pretty bracelet back!

Waste Reduction:
* Rinsed out food jars and used the "rinse water" in recipes.
* Used the last of a bottle of eye drops (these have a tendency to be pushed to the back of the medicine cabinet, and another purchased. Trying to use up the half-full bottles before buying new).
* I strained and saved the chicken fat from the roasted chicken. I will use this in cooking.

Work:
* Trucker brought home his box of day-old goodies. Delicious snacks/light work lunches.
* Trucker brought home a 5-gallon bucket of coffee ground from his job and we spread them on the garden beds. Reduces waste at his job and improves our soil. Win!

Future:
* We both did a lot of research on the fields of antiques we are each wanting to specialize in.
* Both worked on our writing. Trucker worked on our new website.

Health:
* I went for a couple short runs. I can't wait until it warm up enough that I can run barefoot again. I have fewer aches when I run barefoot compared to running in shoes.
* Continue to focus on drinking daily water kefir and lots of water.

Community/Sharing:
* I went through my closet to clean and organize. I identified several items that didn't fit or I didn't wear anymore. I put them in a box. I'll take these with the next time I go to see my family so my mom and sisters can look through the box. Anything they don't want I will donate. I also found some greeting cards in a box that I am going to give to mom. She sends out a good thousand greeting cards every year (and this is being conservative), so any free cards will definitely save her money.

What did you do this week?

Tuesday, February 3, 2015

This Week...Beyond Money 1/26 - 2/1

For me, a life beyond money is making choices so that you can live the best possible life, regardless of your income level. Obviously, you have to make a living, but there are many ways to improve your quality of life without increasing your income levels and correspondingly your expenses. This regular post will be some of the ways that we improve our quality of life beyond just trying to make more money.

Gardening:
* I talked with my dad and sister about what they want to grow in their garden this year. We go in on our seed orders to save money on seeds and shipping and allow more variety. If I had to buy seeds by myself, I would only be able to grow a few different vegetables because of the cost, and I would have too many seeds of certain things (there are only so many zucchini plants one family should plant). However, since we split our packets, we're only getting half the number of seeds per variety and paying half the cost, so we can try some new things.

Cooking/Groceries:
* We stopped at a grocery store that we haven't shopped at recently. Since I got a job at a grocery store (albeit a fancier one in a posh neighborhood on the other side of the city), I've had a harder time convincing myself to take the time to go to a different grocery store to shop. I realized that the time benefits do not begin to make up for the price difference. The store I work at only has decent sales occasionally. At this other store...wow! We bought a lot of things and all of them were on manager's special. A good brand of tomato sauce for $1.20 (usually over $3). Organic yogurt quarts for $2 (I haven't had yogurt since I took the new job because I could not justify spending $8 on a quart of yogurt from this place). Cream cheese $1/half pound. Four pounds of chicken quarters for $3.21. Whole grain pasta for $.70/lb. Cottage cheese for $.59/container (usually $1.50; I eat some as is, and use in place of ricotta in lasagna). Loaf of basic store-baked bread, day old, $.59 (huge loaf too!). We found smoked salmon on sale for $2.89/5 oz containers. We bought three. As a special treat, we got Trucker his favorite grocery-store dessert: creme horns. They were $2.50, BOGO. Yes, it's unhealthy. Yes, it's not necessary. However, two or three times a year we do this and it makes him a happy fella. I'm not saying no (because they are delicious!). Also, there was a rebate for up to $15 off a 12 pack of beer with a $30 purchase, so we got a free 12 pack (minus the cost of the stamp). We'll definitely be stopping back here for our regular shopping and stick to just getting the occasional gallon of milk (and sometimes a piece of candy from the candy shop when I want to surprise Trucker) from my job.
* I made a venison meatloaf using a pound from the freezer. I added a medium onion, whole head of garlic, and a handful of dehydrated Hungarian Wax peppers. I served it with some tinned green beans (clearance rack, $.30), homemade stuffing (courtesy of my bread cubes container filled with stale bagels from Trucker's job, plus broth from cooking the pulled pork last week), and mashed butternut squash.
* We had smoked salmon and bagels for dinner one night. We bread sliced 1.5 everything bagels and toasted the pieces. I made a flavored cream cheese with green onions and cress from the indoor garden and very thinly sliced onion ($.11/lb on a good sale at Aldi) and we topped each piece with a tiny bit of salmon. Perfect.

Food Preservation:
* Dehydrated 10 pounds of cranberries, no added sugar, just sliced in half for even drying. These will be used mainly for flavoring water kefir. I can also use those to make flavored syrup.

Fun:
* Used our loyalty card at our regular coffee-date spot. We earned a $1 off a drink on a future visit.
* Used the library extensively, as always.
* We went out of town for a sale, but afterwards drove around a new city to sight-see. We had a great time and loved talking while we drove. I packed a lunch of ham sandwiches, pretzels, bananas and travel mugs of coffee so we didn't have to eat out the entire day.

Frugality:
* Trucker lost a button on his coat. Fortunately, we still had the spare. One evening I stitched it on and his coat looks fine again. We bought this coat on an after-season clearance 3 years ago for $30, and it still looks fantastic.
* I used my grocery store fuel points to get $.20/gallon for 15 gallons.
* I bought a second-hand metal mixing bowl for $.99. I'm trying to get eliminate plastics from my kitchen, so I scoop up metal and glass mixing bowls as I find them at a good price.

Waste Reduction:
* Composted a lot of random stuff.
* Trucker cleaned out his shipping supplies closet and used the excess cardboard for lasagna gardening.

Work:
* Trucker brought home a bag of goodies-bagels, a couple of scones, and two carrot muffins.
* I got my year end bonus. It wasn't huge since I've only been with the company four months, but it will cover a business class we were wanting to take.

Future:
* Trucker and I have decided to get into antiques dealing/picking. We have been doing it as a hobby for years and have learned a lot. We love antiques and each have our favorites to collect. We have been researching a lot over the last few months and talking with dealers and antique mall owners all over the city. We have officially decided to start professionally. We've started a website (that is in the very early stages), signed up with some online auction/sales sites, started filing legal paperwork, and are building our inventory. My dad told me about a sale in a city 1.5 hours away so one day we went there and found some great items. We are very excited for this new venture together.

Health:
* Got a nice workout shoveling the driveway and sidewalks.
* Since the weather has been so crazy, I've been concentrating on keeping our diet as high-quality as possible. We've been limiting the amount of low-nutrition foods we eat and drink and opt for more nutritious items whenever possible. I've been adding lots of dehydrated veggies to pretty much every meal to amp up the nutritional levels and stretch the meat a little more.

Community/Sharing: (I'm going to start including gifts that Trucker and I give each other, or that we exchange with family and friends because I think that sharing with those you love fosters a tight-knit community. Also, I want to officially demolish the idea that gifts have to be new, expensive or traditional)
* Trucker found a ring on the ground. Fits me perfectly and it is absolutely adorable.
* A friend of ours got Trucker a book at a thrift store for a comedic collection of his. She is so thoughtful.
* My parents are selling us one of their cars. Since my sister just bought a new-to-her car, they have an extra one. It's not perfect, but it is worth what they wanted and is more reliable than the truck. We knew the truck was likely going to go sometime in the next six months to a year, and we weren't sure if a good, cheap vehicle would be available whenever it did. This works out well for us as we can afford it and don't have to worry about the truck dying at an inopportune time.  Trucker will use this for commuting to his job 4 miles away, so it should last us a good amount of time. It will be quite sad for Trucker to not drive a truck, however.
* When I went to my parents to test drive the car, I brought the rest of the bag of goodies from Trucker's job: several bagels, a scone and a muffin. My sister and her fiance were going ice fishing that morning, so I made sure to send them each with a snack.

What did you do this week?

Monday, January 26, 2015

This Week...Beyond Money 1/19 - 1/25

For me, a life beyond money is making choices so that you can live the best possible life, regardless of your income level. Obviously, you have to make a living, but there are many ways to improve your quality of life without increasing your income levels and correspondingly your expenses. This regular post will be some of the ways that we improve our quality of life beyond just trying to make more money.

Gardening:
* Harvested 1/4 cup of greens from the indoor garden twice.

Cooking/Groceries:
* I went to the salvage grocery store. I spent $90, but stocked up on a lot for the next few months. I usually find that I save about 60% over what I would usually pay at a regular store. Our toilet paper was back in stock, so I bought ten packs ($.99/4 pk; it's been out of stock the last two times I've gone). I found cartons of soup for $.10-.39 (these are for Trucker when I'm at work; I make better soup, but I like to have these around for times when we get too busy to cook; these are $6 apiece at the store where I work). They had my chai concentrate for $.39/box (I bought 4). I found lots of pasta for $.59-.69/lb. I found large cans of Chock Full o Nuts coffee for $3.99 and a 3 lb bag of whole bean Eight O'Clock coffee for $6.99. I found a fancy brand of chocolate hazelnut spread for $1.49. At the grocery store it cost $12.99! While I would never pay that much, I love when I am able to get food that I'd usually never be able to afford. Other random items that were a better deal than at the grocery stores here. I combined this trip with visiting my mother who lives ten minutes away (it's over an hour drive to the store) to save gas.
* I had some leftover butternut squash and made soup. It was beautiful.
* I pulled a pork butt out of the freezer. I cooked it in the slow cooker and reserved the cooking water as a broth for soup making. We used the meat for BBQ pulled pork sandwiches (one of my favorite meals) with caramelized onions (I caramelized 3 large onions at once), pork tacos, and pizza. I made stock from the bones.
* Other than the salvage grocery store, I didn't buy any groceries. Since I work at a grocery store, it's easy to get in the habit of grabbing a couple things one day, then a couple things another day. Usually these things are a bit more costly than I'd usually spring for, but it's an easy mistake to make because "It's just $5 extra". However, just spending $5 more than I need to three times a week is $780 a year.

Fun:
* We had an incredible date. We woke up early and I packed a breakfast: egg sandwiches, granola bars, mason jars of orange juice, and coffee. We drove to the airport and sat and watched planes take off/land while the sun rose. Absolutely perfect. This is a great date to do in winter because you can keep the car running for warmth, and the shorter days mean that you don't have to wake up crazy early.
* We had a coffee date ($3.18 total since we brought out refill mugs) and had a free bagel on our rewards card.
* I went to my mother's house one day that I was off work. She said if I wanted to stop and get subway for lunch, she'd split the cost with me. However, I try not to eat fast food ever, and even if we got a footlong for $6, it was still $3 for a meal I wasn't crazy about. Instead, I suggested we make a basic lunch. I had already hit the salvage grocery, so I brought in several types of soup and let her pick the one she liked best. Then we made a couple grilled cheese sandwiches. The cost was about $.40 each, and I was as satisfied with the meal as I would have with the fast food sandwiches. This also meant than instead of driving 15 minutes out of my way and waiting 5 minutes for the sandwich, I got an extra 20 minutes talking with her.
* We have used the library a lot lately. A few movies and lots of books. I've been checking out cookbooks instead of buying new-to-me ones.

Nature:
* I got outside for little bits of time to get some fresh air and sunlight. It has been fairly chilly, so I didn't stay out long, but it was lovely.
* Trucker hung up one of the birdhouses we painted to match the house. The other needs another coat of paint, so we have to wait on that one. Hopefully having some houses up will keep them from breaking into our shake siding this year (like they did the last 2 winters). He put this one within view of the living room window for our and Ray-cat's viewing pleasure.

Frugality:
* Since we moved to this city (5 years ago) we haven't been able to find anyone local we can trust to work on our car. My mother's cousin has a shop about an hour away and whenever we need work done, as long as the car can be driven, we take it to him. He charges us the family rate and has really taken care of all of us really well. This week the starter in our car went out. We couldn't get it to start just one more time so we could take it to him. He came out to replace it for us. It only took him a half hour, so he was only going to charge us $20, but we threw him $40 as a thank you.
* After we replaced the battery in our ancient pickup truck last month, we got a coupon emailed to us for $20 off a $40 purchase. When Trucker went to buy the starter, he couldn't find the coupon. He checked his email, but he had already deleted the email after he printed the coupon. However, they had sent him a reminder that he had a coupon to use within X number of days and he was able to print the coupon again. The starter was $150, but we got $20 off. When we returned the old part to be recycled, we got $10 off so it really only cost $120.
* I have been wanting a stand mixer for a long time, but would never break down and spend the big bucks to get one. Trucker found one for sale on a Facebook yard sale group. He got it for $25 with lots of goodies. I'm very excited to try it out! It was such a thoughtful gift and so practical. I love making souffle, but rarely do since my wrists would ache for days after making it (yes, I would beat the whites by hand!). Now I'll get to make it much more often!
* At an antique store I found a lovely pottery plate for $5; I bought it. It goes really well with my kitchen, and I'm trying to slowly build up a nice, beautiful kitchen filled with antiques and high-quality pieces, rather than cheap plastic stuff. Usually, I don't find any pieces I like for less than $20 (so I only had one piece, a large yellow bowl that I got for $1 because it had a chip out of the lip). I found a stack of Fiesta plates in my pattern for a $15, however upon closer inspection I realized that only the top plate was Fiesta and the rest were nameless pieces of the same color, but not the exact size. It would have been an incredible price for 8 Fiesta plates, but for 1, hardly. I'm glad I gave a closer look before I walked out with a bad deal. Reminder to check everything because not all dealers are ethical.

Waste Reduction:
* I had some bagels that got a little hard before we could eat them. Instead of throwing them away, I cut them into pieces to use as stuffing mix/croutons/bread crumbs/savory bread pudding. I also cut up the lone heel from a loaf of bread.
* I used lots of veggie scraps along with pork bones to make stock.

Work:
* Drank free coffee in the break room instead of bringing my own. I didn't eat lunches from home most days because freebies were put out daily in the break room. Since I eat a big breakfast, a small bit of nourishment gets me through the workday.
* Worked on a book during my lunch breaks each day.
* Trucker brought home a bag of goodies from his job.
* Someone left a Sunday newspaper in the break room. After I asked the attendant to make sure it didn't belong to anyone, I took out the coupon inserts.

Future:
* On one of our days off together we went out to do some research for this new business idea. I absolutely love working together towards a goal we're both excited about! We're still doing a lot of reading and online research. Trucker started designing a website.
* During one of our days off, we did a coffee date and worked on our books.

Health:
* We went for a couple of walks around the neighborhood together.
* I went running one day when it was chilly but not snowy.
* We've been concentrating on drinking extra water each day. I've also gotten away from drinking high-calorie drinks, so I've pretty much been sticking to black coffee (no sugar), water and mint tea.
* We've been paying extra attention to getting lots of veggies into our diet. We have a lot of dehydrated produce, so we're making sure to rehydrate some to throw in almost every meal.

Community:
* I helped my mom babysit a couple of her friend's children. She gave me some vitamin C supplements that they bought but didn't like (they didn't realize they were chewable; I don't have a preference).

What did you do this week?

Sunday, January 25, 2015

Identify Gardening Goals for Seed Selection

Right now is a really fun time: it's seed selection time! These frigid days are perfect for curling up with a cup of hot chocolate or tea, a big stack of seed catalogs, and a highlighter. My big problem is succumbing to the siren call of full-color photos and poetic descriptions and buying way more seeds than I can fit into my small garden, or attempting to grow things that will never work for me.

If you also fall prey to this, identify your goals in gardening. That way you'll make sure you get just what you want out of your garden. There are lots of reasons to garden, and each one requires different things. Here are some common considerations or goals in gardening that can help you narrow down your seed selection.

Trying to grow as much food as possible; severely limited grocery budget. For many people, the constant rising of food prices has put a strain on the family budget. It's hard to buy high-quality, super-fresh produce when you are barely scraping by. If you are on a limited budget, your goal in gardening will be to grow as much food as possible to prevent buying as much as possible. When you are looking through seed catalogs, look for the following keywords: prolific, highly productive, grows fast, reliable, high yields, second harvest, long harvest. These words indicate that you should get good harvests. When looking for lettuce seeds, look for loose-leaf instead of butterhead or head lettuces. These ones can be picked over several weeks as needed, first as baby greens, then as full-sized leaves whereas other types are typically a one-harvest plant. Pick varieties that are well-suited for your zone. While you may get a harvest from something that does best in a different climate, you'll have lower yields. In some cases it may be worthwhile, but you are sacrificing a good harvest for a small one for the same space in your garden. If you see that something is an heirloom for your state and it says it gives high yields, your chances of a bumper crop are great. Chose indeterminate tomatoes rather than determinate (the former gives a larger harvest over a longer period) and pole or runner beans instead of bush beans (bush beans give one big harvest, whereas runner and pole beans give fair harvests, but over a long period so you get much more per plant). For things that give a harvest over a longer period, such as indeterminate tomatoes, peppers, okra, loose-leaf lettuce, or beans, look for the shortest days to maturity time-frame so you start getting a harvest as soon as possible and continue harvesting until frost.

You're a foodie. If you consider yourself a foodie, then flavor and texture are highest priority, perhaps above yield and ease of growth. Look for keywords like: best flavor, delicate texture, high quality, slow to bolt. Homegrown tomatoes are a completely different thing than anything a grocery store sells, so this is a no-brainer. Other items are also worlds different than their store-bought counterparts: greens, carrots (The first time I tasted a homegrown carrot I realized that I'd never actually eaten a carrot, only orange cardboard impostors!), okra, peas and sweet corn (the second it's picked the sugars start converting to starch so even farmer's market sweet corn won't be as sweet as the stuff you pick while the water is already on to boil). Grow these vegetables that have the greatest difference over anything you can buy.

Milkmaid Nasturtiums are as delicious as they are edible.
Dodging the HOA restrictions. If you have a Home Owners Association that doesn't allow food gardens, or a city that doesn't allow front-yard gardens, but that is your only or best growing zone, you have to be sneaky. Your goal is to grow some edibles, but ones that are pretty enough to look like they were planted exclusively for decorative purposes. You'll do best looking in catalogs with full-color photos simply so you can plan the *cough cough* "flower beds" artistically. Look for frilly lettuces that are red, purple or speckled. Pick things with funky colors that match the overall theme, like Ruby Red Swiss Chard. Some root vegetables can be hidden in between other plants if the tops are pretty: beets, carrots (they really have lovely leaves), even radishes. You make not be able to grow many traditional vegetables like tomatoes, but maybe you can get away with some "ornamental" peppers. These are typically smaller plants with small, vibrantly colored peppers. In my experience, the peppers don't taste as good as uglier varieties, but they are edible, and in the right applications (mixed into chili or pickled in a flavorful brine) might be good enough. Look through the flower selections for "edible" or "medicinal" listed in the description. I grow lots of nasturtiums in my front garden. They are lovely beyond words and the flowers, leaves and seedpods are all edible. Scarlet Runner beans have elegant red flowers that attract hummingbirds; the green beans are really just a side benefit.
This speckled lettuce is pretty enough for the front garden.

Optimum Nutritional Benefits. If your soil is good, pretty much anything you grow will have better nutrition than the weeks old stuff you find at the grocery store. However, some items are going to be nutritional powerhouses compared to lightweights. For example, grow vibrant leafy vegetables like spinach, red lettuces, Rainbow Swiss chard and purple kale instead of iceberg. In fact, don't grow iceburg ever. It is low nutrition, low flavor and gives a smaller yield for the space. Try growing the new variety Indigo Rose tomato as it is rumored to be one of the most nutritious tomatoes in the world and I've never seen it for sale. In general, the most nutritious vegetables are cruciferous (broccoli, kale, brussels sprouts, mustard greens, turnips), green leafy vegetables (in addition to the cruciferous greens: spinach, lettuce, parsley), alliums (especially garlic, leeks, scallions) and tomatoes. Low scores go to iceburg lettuce, radishes, cucumbers and celery.

Food preserving. If you are an avid food preservation artist, you likely want to grow a garden that you can put up into lovely pickles, jams, vegetable chips and other goodies. To be able to preserve food at the peak of freshness, you need to have enough of a harvest to put up a batch from one or maybe two day's harvest. Look for determinate tomatoes as these put on a larger harvest just once whereas indeterminates give several smaller harvests over a long period of time. Look for bush beans over pole or runner beans for the same reason. Look specifically for pickling cucumbers over slicers or salad cucumbers; these have lower moisture and hold up better for longer-term storage.

Garlic scapes are delicious and fun!
Want to try new food. If you want to just try new foods that you can't find at the grocery store, the world is your oyster. Keep in mind your zone, space and soil, but have fun. Look through the catalogs looking for funky shapes, odd colors and vegetables you've never seen. Look through seed catalogs that offer heirloom varieties for the best selection. Some catalogs offer both hybrid and open pollinated varieties, and these will likely have selections that are very similar to what you'll find at your grocery store or have grown in the past. Some of my favorite catalogs for finding new varieties are: Southern Exposure, Seed Savers and Baker's Creek. Baker's Creek is by far the best place to start if your goal is to grow new vegetables and varieties. Their offerings are beyond comprehension.

Want to eat fancier than you can afford. If you are able to afford a healthy diet but of the most basic kind, but want to try exotic, fashionable items, you're in luck! A lot of fancy foods can be grown easily at home. When you are at the market (or just thinking back to when you were), look out for the really high-ticket items. Grow those. Don't grow items that are cheap to buy, even at high quality. For example, zucchini and summer squash are relatively cheap when in season, so don't bother growing those. Cucumbers are also cheap. Grow hardneck garlic (plant in autumn). Not only are there lots of beautiful and tasty varieties, but hardneck (opposed to softneck) varieties send up a scape in late spring or early summer. These exotic beauties sells for $6 for a bundle of 5 at my market. They are out of this world: mild garlicy flavor but crisp and perfect for quiche, stir fry or soups. Edible flowers are expensive, but can be grown easily; look for Nasturtiums, marigolds, chrysanthemum, carnations, sunflowers, day lily, and pansies. Baby carrots are costly per pound compared to larger carrots, but easier to grow than larger ones. Look for Little finger, Babette,  Romeo, Thumbelina, an parisienne. Any vegetables that you like as a "baby" version can be simply picked early: carrots, radishes, greens, and beets. You can even thin every other plant in rows and eat the thinnings while allowing the others to continue growing. When growing greens, whether salad or cooking, look for varieties that you've never seen at the grocery store: dinosaur kale instead of Curly, tatsoi or mizuna instead of bok choi, ruby streaks mustard instead of southern giant curled. Tomatoes are a few dollar a pound minimum. You can also get a large yield per square foot (especially if you grow an indeterminate variety). Grow cherry tomatoes or fun colored tomatoes for the greatest cost savings, rather than run of the mill Romas or beefstakes.
Watermelon radishes are striking and a
fun surprise to cut open.

Teach children about food/healthy eating. If your goal is to get children excited about growing (and eating!) real food, look for fun varieties. Instead of plain orange carrots, look for purple, red or yellow ones. Grow watermelon radishes for their lime green exteriors and hot pink interiors. Look for terms such as: reliable, grows in wide range of soils, predictable, disease resistant. These make it more likely that your child will experience encouraging success instead of defeat.  If you have kids (or partners) who are picky eaters, you can grow things that can help get around the objections. Perhaps kids would be okay with eating neon green tomatoes (for TMNT fans call the slimy interiors "mutagen ooze") or purple carrots or tiny lemon cucumbers when they would be squeamish about the traditional counterparts.

Crystal Apple cucumbers are perfect
mini-sized treats.
Small space/container/indoor. If you are severely limited in your space whether due to having a small garden or needing to plant in containers either on a patio or indoors, you need to look for different varieties than you would if space was not an issue. Look for the following keywords: mini, baby, patio, container, short, compact. Certain vegetables grow better in containers than others. For example, you can grow squash in a container, but not well. Greens on the other hand do fantastically. If you decide to grow carrots in a container, look for shorter ones and especially for mini or baby carrots. For containers, grow "patio" or at least "determinate" tomatoes as these are likely to do better than the massive, sprawling indeterminates (I've had some indeterminates get over 10 feet tall in the garden). If you have a small garden, look for pole beans, indeterminate tomatoes, and climbing cucumbers and put up cages, fences, lines and poles for them to climb up. A single pole bean plant will produce more beans than a bush bean, but it needs room to climb.

Frugal gardening. If you have very little money to start your garden, look for basic varieties from cheaper sources. Dollarseed.com offers a smaller, but thorough selection of seeds at $1 a pack with $1 shipping. They are good quality, but not terribly exciting. That's okay if you're just trying to get started on the cheap. In most seed catalogs, the more common seeds sell a little cheaper than the fancier kinds. Don't diversify too much. While diversity is great, it can also be expensive. So while it would be fun to grow 10 varieties of tomatoes, it would also require buying ten packets only to use a few seeds from each. Instead, buy one or two packets and perhaps save the extras for next year (when you buy two more varieties). Get one or two lettuce varieties instead of a dozen. If you must have variety, it can be worthwhile to buy variety packs/salad mixes instead of several different packs. Do know, however, that these usually cost more and have fewer seeds, so if you are growing a lot, it can be more costly than buying a few different varieties. You can also split seed orders with family or friends to get more varieties while saving money on seeds and shipping. Chose open pollinated versus hybrid varieties and save your own seed so eventually you don't have to buy any seeds.

Before placing your order, do a search for "vegetable varieties" or "heirloom vegetable varieties" and your state to get an idea of what varieties grow best in your region. Identify the number of days in your growing season and make sure any varieties you chose not only will grow during that time-frame, but add a bit of a buffer just in case (my shady yard adds a good week or two til harvest for tomatoes).

By identifying you gardening goals before you place your seed order, you can ensure that you get what you want out of the garden. A little planning can be the difference between a disappointing chore and a fantastic, exciting adventure.

Daylilies are edible, pretty and grow easily.
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